From Stranded To Funded, As Your Crypto Finally Unlocks Instant Credit
With Mustard Credit, your crypto activity and assets become borrowing power, giving you instant loans when you need it
Multiple Ways To
Unlock Instant Credit
Credit Through Crypto Behaviour
Every trade, transfer, or hold strengthens your credit reputation. The more active you are with crypto, the higher your score and the more credit you unlock.
Credit Through Crypto Collateral
Turn your assets into instant borrowing power. By locking crypto worth at least 150% of your request, you can access credit while keeping your holdings intact and growing.
Credit Through Your Network (Guarantor)
Sometimes trust goes further than assets. With Mustard, a friend who has assets can stand in as your guarantor. If they accept your request, their collateral helps you unlock credit, making finance truly social and community-driven
Access Credit As Easily As You Trade
Check Credit Limit
Before making a request, you can instantly check how much credit you're eligible for. Your credit limit is calculated in real time based on your trading activity, your assets, or your guarantor's support. This way, you know exactly what amount you can access without guesswork or waiting in line.
Choose Credit Path & Get Credit
Once you see your limit, you decide how to unlock it. You can use your Trading Score, which grows with every crypto transaction you make; you can choose your own Collateral, or you can rely on a Guarantor's Collateral, where a trusted friend who uses Mustard backs you. No matter which option you pick, the process is fast, secure, and transparent.
Repay Easily
When approved, the funds are disbursed instantly into your Mustard wallet, ready to use for trades, transfers, or payments. Repayment is just as seamless: you can repay directly from your wallet balance, or through linked accounts tied to your BVN. With automatic deductions and reminders, you stay in control while avoiding the stress of late payments.
When life hits hardest and the world says no, in Mustard we trust to never let us down
